Here's the rub. I was talking to a real estate fiend of mine, and he said he just sold a cute 1-1 condo on Woodrow for 111K. I looked at my finances and the current average 6% home loan rate and with a down payment, I could have totally afforded this place! So I guess I should maybe live out a new lease, save my ducats for a bigger down payment, and in maybe 9 months start looking to see if the loan rates drop to 4.5% as predicted and see if there are any cute tiny 1-1 condos or townhomes available then. He has another one in the same location which I could I guess try for, but I don't really want to chance the next 25 days on getting a loan on time, working with the sellers, etc etc in such a short time.
I could just kick myself in the butt though. But really it's all spiffie's fault, since he just sprung this on me. Everyone must hate the spiffie!